Welcome to NewGen Wealth Creation.

For ambitious W2 professionals and aspiring entrepreneurs earning $150k+, NewGen Wealth Creation offers proactive financial planning, expert investment management, and aggressive tax optimization to turn your hard work into lasting wealth.

Schedule Your Free Financial Strategy Call

Rated 5.0 Stars by Our Clients

A Guide to NewGen Wealth Creation

A Fiduciary Standard: Your Peace of Mind.

NewGen Wealth Creation is a Registered Investment Advisor (RIA), meaning we are legally bound to act solely in your best interest. Unlike brokerage firms that may operate under different standards and offer commission-based products, our advice is always unbiased and client-centered. We do not act as brokers, ensuring our interests are fully aligned with yours, providing the clearest path to trustworthy financial guidance.

Our Core Values

At NewGen Wealth Creation, our mission is to empower ambitious W2 professionals and aspiring entrepreneurs to achieve financial mastery. We provide proactive financial planning, expert investment management, and aggressive tax optimization, delivering clear, educational strategies that transform hard work into lasting wealth and a life of optionality.

Strategies Grow on Social Networks Instagram Post Carousel (6).png

Proactive Growth

Unlike traditional advisors, we take an aggressive and proactive approach, constantly adjusting to market conditions to ensure you maximize benefits and drive exceptional returns.

Strategies Grow on Social Networks Instagram Post Carousel (5).png

Transparent & Fiduciary Focused

We prioritize transparency, acting as fiduciaries committed to your best interest. Our fee structure is clear, with comprehensive tax planning services built in at no extra cost, ensuring no hidden surprises.

Empowering Financial Education

Strategies Grow on Social Networks Instagram Post Carousel (7).png

We partner with you to demystify complex financial concepts, building your confidence every step of the way. You'll gain the knowledge and tools to truly understand your wealth strategy and make informed decisions.

The Value of Expert Financial Planning.

73% of people who use financial advisor feel confident their money will last

50% of participants overestimated cost of the Advisor

95% Say financial advisor worth the money.

Only 1 in 3 get tax planning included in the financial services

Say it’s worth the money.

The majority of Americans with a financial advisor think it's worth the cost. [1]

Feel confident their savings will last.

After working with a professional, folks feel reassured their savings will last their lifetime. [2]

Overestimate the cost on an advisor.

Financial advisors use a wide range of pricing models like fee-for-assets and hourly rates. [1]

Clients get tax planning services included. At NewGen Wealth, it’s built in at no extra cost.

The average industry fee charged for tax planning services on top of advisory services: $2,351 per year, per client. [3]

[1] According to a study conducted by Magnify Money, found here.
[2] According to a study conducted by Canex, found here.
[3] 2021 Industry-wide survey of 786 tax professionals by Intuit Accountants, found here.

Meet Our Founder, Natalia

Natalia Ivanova, IAR®

Founder & CEO, Financial Advisor

"My journey into finance began far from Wall Street—on a farm in Ukraine. I learned early that hard work is vital, but strategy is paramount. Witnessing my family's savings vanish three times due to hyperinflation instilled in me a deep appreciation for disciplined wealth management and a profound understanding of what it means to build a financial foundation from scratch.

Arriving in the United States with just $500, I was driven by an insatiable hunger for knowledge. My career rapidly ascended at Morgan Stanley, where for over 8 years in Boston and New York, I gained expert insights as a Portfolio Manager and Financial Advisor, overseeing over $1.7 billion in assets.

Yet, I saw a profound gap. As a financial advisor sitting at a large brokerage firm, I realized our expertise often barely scratched the surface for people wanting to start or already running their own businesses. Most advisors, operating as W2 employees within vast corporate structures, simply didn't have the firsthand entrepreneurial experience to truly understand these complex financial lives. The traditional brokerage model, while valuable for some, didn't fully grasp the needs of clients blending a W2 career with ambitious ventures.

This distinct understanding, often found in the RIA model where the financial advisor is also an entrepreneur, became my passion. I saw a lack of proactive financial planning, sophisticated investment management, and aggressive tax optimization tailored to these complex, dual-income lives. They needed a partner who truly understood their unique blend of career demands, business ambitions, and personal goals—someone who could empower them to make confident decisions and avoid financial pitfalls.

This realization, combined with a passion for financial literacy for young adults, led me to launch NewGen Wealth Creation in 2022.

Our firm is proudly based in Puerto Rico, a unique tax-advantaged home that fuels our fully remote model. This strategic advantage allows us to seamlessly serve clients across the entire United States – especially those in New York, New Jersey, Texas, California, and Florida due to organic growth – and provides unparalleled insight for Act 60 clients seeking specialized investment strategies that leverage their unique tax position.

At NewGen Wealth Creation, we believe financial mastery isn't just for the ultra-wealthy. We equip you with the expert strategies, precision investing in individual stocks and digital assets, and transparent education you need to optimize every dollar, minimize taxes, and build enduring wealth for a life of optionality. We don't just manage assets; we empower you to build a better, more confident future, starting today."

Strategic Roots. Global Resources.

At NewGen Wealth Creation, our foundation is a powerful combination of hands-on industry expertise, strategic operational advantages, and a truly global vision:

Strategies Grow on Social Networks Instagram Post Carousel (14).png

Strategies Grow on Social Networks Instagram Post Carousel (15).png

Strategies Grow on Social Networks Instagram Post Carousel (16).png

Strategies Grow on Social Networks Instagram Post Carousel (17).png

Deep Industry Expertise: Our founder's journey includes over 10 years of direct experience in major financial hubs like Boston and New York. This expertise spans the industry, from a portfolio manager to a financial planning specialist, providing comprehensive insight into building wealth for ambitious professionals.

Strategic Remote Reach: NewGen Wealth Creation is proudly registered in Puerto Rico, a unique tax-advantaged home base that provides us with specific insights. From this foundation, our fully remote model allows us to seamlessly serve clients across the entire United States. We deliver modern, life-centered financial planning and a personal CFO-level service designed for effortless integration into your busy life. As a completely remote and paperless firm, all client meetings are conducted virtually, ensuring expert guidance, convenience, and efficiency wherever you are, powered by the best technology and global resources. Due to organic growth, our client base is naturally heavier in states like New York, New Jersey, Texas, California, and Florida.

Unique Act 60 Insight: Our strategic approach to wealth management is rooted in tax efficiency. That's why we are proudly registered in Puerto Rico, a jurisdiction that offers a unique tax advantage for U.S. citizens. This foundation gives us unparalleled expertise in serving Act 60 clients. We specialize in crafting bespoke investment strategies that leverage this incentive to its full potential. By minimizing traditional concerns like capital gains risk, we can build portfolios that access a far broader range of opportunities and focus on alternative optimization strategies.

Global Investment Vision: Just like our clients, we are driven by growth and continuous learning. We actively travel and immerse ourselves in diverse investment opportunities across the globe, ensuring our strategies are informed by the very best, worldwide insights available.

Strategies Grow on Social Networks Instagram Post Carousel (11).png

Are my investments underperforming?

Strategic Investment Management:

They might be, but we can optimize them. We build and manage diversified portfolios designed for superior returns and proactive risk management. Moving beyond generic, often non-tax-efficient ETFs, we use precision portfolio construction with individual stocks and cutting-edge digital assets to optimize your wealth.

Portfolio Construction, Digital Asset Integration, Ongoing Expert Guidance.

Strategies Grow on Social Networks Instagram Post Carousel (10).png

Am I overpaying in taxes?

Tax Optimization:

Yes, you might be, but we can help. We aggressively minimize your tax burden across your W2 income, equity compensation, and business profits. We leverage every possible short-term and long-term deduction and strategy specific to your dual-income situation. By working proactively with your CPA, we ensure all applicable deductions are reviewed and utilized, going beyond standard filing to maximize your savings.

Roth Conversion Strategies, Business Structure Optimization, Equity Compensation Strategy.

Strategies Grow on Social Networks Instagram Post Carousel (13).png

Am I doing enough?

Comprehensive Financial Planning:

We'll ensure you're doing more than enough – you'll be doing beyond enough. We craft a personalized roadmap that connects your W2 career, entrepreneurial aspirations, and personal life goals. We ensure your finances support your 'Live Now, Plan for Optionality' vision, helping you understand how factors like longevity, inflation, market cycles, and changes in tax and Social Security laws can impact your long-term financial success, driving you toward optimal results.

Cash Flow Forecast, Retirement Planning, Life Event Planning

(e.g., starting a family, job changes).

Strategies Grow on Social Networks Instagram Post Carousel (12).png

My finances feel chaotic.

Empowering Financial Education:

Chaotic finances can be overwhelming. We organize your financial life, making every aspect work toward building wealth, savings, and protection. After working with us, you'll feel confident and organized, as we demystify complex financial concepts and ensure you understand every aspect of your wealth strategy with full transparency.

Personalized insights, access to our budgeting platform, and educational resources.

Transparent
Fiduciary advice you can trust.

What Clients Say About Us?

Screen Shot 2025-08-08 at 8.56.03 PM.png

Disclaimer: NewGen Wealth Creation has not provided any compensation for the testimonials shown. The testimonials shown have been selected from among all client feedback. To our knowledge, no other conflicts of interest exist regarding these testimonials.

"I don't care as much about how much you've already invested — I care about your mindset, your income potential, and your willingness to grow. If you are ambitious, hardworking, and open to learning, you are exactly the kind of person I want to work with."

– Natalia Ivanova, Founder & CEO, Financial Advisor.

Service Plans and Pricing Options

Comprehensive

Wealth Planning

Per Year. 1 % is charged on a monthly basis based on the market value of the assets being managed *

Select

Core Financial Planning Services:

Financial Plan

Cash Flow Forecast

Tax Strategy Optimization

Portfolio Construction

Assets Management

Risk Management

External Portfolio Review

Ongoing Expert Guidance

Life Stage Planning:

Retirement Planning

Education Planning

Estate Planning

Life Event Planning

Additional Services:

Emergency Fund Runway

Family Coverage **

Free access to our Financial Planning

& Budgeting Platform.

*Minimum Investable Assets of $500,000 Required (including your old 401(k) and retirement accounts)

**We spend time educating your children on saving, investing and allocating their 401(k). Family coverage is active until your dependent reaches 26 years old.

208

Every month

The Path to Your First $500,000*

Select

Achieving $500,000 Milestone

Life/Wealth Coaching

Core Financial Planning Services:

Financial Plan

Cash Flow Forecast

Tax Strategy Optimization

Portfolio Construction

Assets Management

Risk Management

External Portfolio Review

Ongoing Expert Guidance

Life Stage Planning:

Life Event Planning

Additional Services:

Free access to our Financial Planning

& Budgeting Platform.

*Life/Wealth Coaching is available for clients with less than $500,000 in Investable Assets.

Comprehensive

Financial Plan

3,000

One-Time Fee

Select

Core Financial Planning Services:

Financial Plan

In Depth Financial Analysis

Cash Flow Analysis

Tax Strategy Optimization

Risk Management

Life Stage Planning:

Retirement Planning

Education Planning

Life Event Planning

Additional Services:

6 Month of free access to our

Financial Planning & Budgeting Platform.

Live Now, Plan for Optionality

Do you customize portfolios or use a standard template?

Our approach is truly personalized. We build a customized, tailored selection of individual stocks for each client, so every position has a specific purpose that aligns with your goals. Unlike other firms, we don't automatically sell everything. If you own individual stocks that have potential and meet our criteria, we will integrate them into your new proposed portfolio. However, we'll likely sell any ETFs and mutual funds you own to create a more efficient, focused strategy.
How does NewGen Wealth Creation adapt to market changes?

Our approach is dynamic. We strategically take advantage of market dips and industry shifts. We trade and adjust our models as many times as necessary to optimize your portfolio.
What sets NewGen Wealth Creation's investment approach apart from traditional firms?

Unlike many traditional financial planners and managers, we don't propose portfolios simply made up of ETFs and mutual funds. We've seen how these can limit performance and increase your tax burden. Our approach focuses on individual stock selection and tax-efficient strategies to maximize your returns.
What are the benefits of tax-efficient portfolio construction at NewGen Wealth Creation?

Our primary goal is to help you build and keep more of your wealth. By focusing on tax-efficient portfolio construction and avoiding generic funds, we aim for exceptional returns and maximize your after-tax wealth, helping you achieve the life you envision.
How does NewGen Wealth Creation ensure diversification while focusing on individual stocks?

At NewGen Wealth Creation, we believe in strategic diversification that's tailored to your unique financial situation and risk tolerance. Even with our focus on individual stock selection, our expertise allows us to position your portfolio to capture more upside in bull markets and experience less downside during downturns. This isn't about being passive; it's about active, intelligent risk management. We ensure your portfolio is strategically positioned to perform effectively, regardless of market conditions.
Do you primarily use a passive or active management strategy?

While we do not engage in day trading or options trading (unless you're an Act 60 client), our strategy is far from passive. We are active investment managers who are constantly adjusting to the evolving economic landscape. Rather than day trading, which can be highly inefficient from a tax standpoint, we place tactical trades in response to market activity. This might occur a few times a month or a few times over several months. Our proactive approach ensures your portfolio is strategically positioned for enhanced growth while remaining aligned with your long-term goals.
Why Choose NewGen Wealth Creation?

At NewGen Wealth Creation, we redefine financial planning for the travel-loving entrepreneur & professionals. We understand you want your wealth to fuel an adventurous life, not limit it. As a fully remote firm serving clients across the entire United States, we offer modern, accessible financial guidance that fits your dynamic lifestyle. Unlike traditional advisors who might passively manage your assets, we take an aggressive and proactive approach to your financial success. We're not here to sit back; we're here to ensure that every single year, you maximize your benefits, optimize your savings, and drive exceptional returns. This means precision portfolio construction using individual stocks, moving beyond generic ETFs and mutual funds. Our approach is active and adaptive, constantly adjusting to market conditions and incorporating cutting-edge digital asset strategies to seize every opportunity. We prioritize tax efficiency and help ambitious clients in their 20s, 30s, and 40s build a robust financial foundation to "Live Now, Plan for Optionality." Choose NewGen Wealth Creation if you're ready for a financial partner who truly understands your vision, empowers your freedom, and delivers sophisticated, aggressive wealth strategies designed to maximize your wealth journey.
How can I balance living my best life now with securing my financial future?

We believe you shouldn't have to wait for retirement to live your best life. Our approach helps you create a financial plan that allows you to pursue your passions and seize opportunities today, while simultaneously building a secure and flexible future. We proactively plan for your future choices and possibilities, not just a distant retirement date.
Who typically benefits most from NewGen Wealth Creation's services?

We specialize in empowering ambitious travel-loving entrepreneurs & professionals who are typically in their 20s, 30s, and 40s. If you're a high-income earner looking to start strong on your investment journey, build substantial wealth, and avoid future financial regrets, our tailored strategies are designed specifically for you. We help you establish a solid financial foundation for a lifetime of independence.

NewGen Wealth Creation Financial Planning, Investment & Tax Strategy for Ambitious Professionals.

Welcome to NewGen Wealth Creation.

For ambitious W2 professionals and aspiring entrepreneurs earning $150k+, NewGen Wealth Creation offers proactive financial planning, expert investment management, and aggressive tax optimization to turn your hard work into lasting wealth.

A Fiduciary Standard: Your Peace of Mind.

Our Core Values

What Clients Say About Us?

Service Plans and Pricing Options

NewGen Wealth Creation
Financial Planning, Investment & Tax Strategy for Ambitious Professionals.